Apollo Munich Optima Restore Family Floater is a one-stop solution for all those looking for comprehensive health coverage for the entire family. Under this floater option, a maximum of four people can be included- 2 Adults and 2 Children or 1 Adult and 3 Children, as per your convenience. Lifelong renewability and no claim-based loading are further icing on the cake.
Buying this family floater policy will imply that you are on a streak since this plan restores the sum insured for the rest of the family members, in case one member depletes or exhausts the entire amount.
For a better understanding, consider a person who has exhausted a sum of Rs 6 lakh during the first year of the plan. He is soon to expect sleepless nights for the following months however, things turn around due to this policy which restores the entire sum insured. The reinstated sum insured can be used by any of the family member mentioned in the policy.